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The Bizarro Rule of 72

April 17, 2015 by Matt McCracken
For quite some time, I have argued that the stock market is relatively expensive by historical standards and will therefore experience below average returns for the next decade. Recently, I developed a new and very simplistic means of calculating...Read more

Charles Schwab's Outlook on Bonds

December 23, 2014 by Matt McCracken
I am just listening to some music on Youtube and between every song, there now seems to be a commerical. I have now listened to a couple different messages from the folks at Charles Schwab. And the second one I was like, WOW!!! Are you kidding me?...Read more

The CPI Lie

April 8, 2011 by Matt McCracken
PART I: INTRODUCTION There are lies, damn lies and then there are statistics! - Mark Twain - Have you noticed that what you pay at the pump or the check-out counter seems to have little correlation with government inflation figures? Does it seem...Read more

Index Annuities - The Dumbest Investment Ever?

July 8, 2006 by Matt McCracken
Not too long ago, I met with a prospective client who was considering investing a rather sizable chunk of his retirement into an equity indexed annuity. I wrote the following summary for him and I thought I'd share with others who might be...Read more